Automated Direct Payment Plan Manager
Debt plans agreed without a single phone call.
One affordability assessment. One signature. We propose sustainable pro-rata payments to the creditors you name and track every response. Creditors decide whether to accept, and we show you exactly where each one stands.
- 0
- Phone calls required
- 1
- Signature for every creditor
- 24/7
- Live status on every proposal
mydebtclearerExample only- £42.10
Lowell Portfolio
Accepted
- £78.35
Barclaycard
Accepted
- £19.55
Vanquis Bank
Awaiting
- £61.00
Council tax
Accepted
Illustration only. Figures and creditor names are examples, not a real customer, and not a promise of what any creditor will accept.
How it works
Tell us what you can afford
Upload your bank statements or type your income and essential costs. We work out your net disposable income.
List every creditor
Name, reference, balance, email and priority. We split what you can afford pro-rata across all of them.
Sign once, we dispatch
Each lender gets your I&E summary, the offer, and a secure link to accept and send back their own Direct Debit setup. They collect the payments, not us.
Individual or joint
Couples can combine both incomes into one assessment, so offers reflect the full household position — and both of you stay on the same plan.
We keep you posted in writing
Proposal confirmations, lender responses, Direct Debit prompts and payment reminders all land in the inbox you sign up with. No calls, no cold contact, and you can stop updates any time from the footer of any message.